Privacy

Website Privacy Notice and Consent

Money Finder Software Inc. operating as CacheFlo (“CF”, “we”, “us”, “our”) is committed to respecting and preserving the privacy of those who engage with us through our website (the “Site”) or software application (“Software”) or who use the other services we provide and in doing so, we endeavour to meet or exceed standards set by law. This privacy policy (the “Privacy Policy”) applies to information that we gather from you as you use the Services.

As part of our regular review of all of our policies and procedures, we may change this Privacy Policy from time to time without notice to you. A current version of this Privacy Policy will be accessible on our Site and Software at all times. Please also carefully read our Terms of Service prior to using the Services.

By accessing and using our Services, you agree that you have read and understood this Privacy Policy. Your use of the Services represents your implied consent for the collection, use and disclosure of any Information that you provide to us, or that we gather from you, through your use of the Site, Software or otherwise, in accordance with the terms of this Privacy Policy.


Definitions

Content: means any information that is submitted to the Site, publicly or privately, including but not limited to – personal information, images, videos, graphics, sounds, texts and e-mails.

Information: includes both Personal Information and Non-Identifiable Information.

Non-Identifiable Information: means information that we gather from you that is not personally identifiable to you including, but not limited to, your IP address or browser software.

Personal Information: means information about an identifiable individual including, but not limited to, the User’s billing address and credit card payment information.

Services: means the services provided by Money Finder including, but not limited to, use of the Site or Software, the provision of free financial planning content and any financial advice provided through the aforementioned methods or any other method from Money Finder.

Site: means CacheFlo’s website hosted at www.cacheflo.co and any associated sub-domains.

Software: means the Behavioural Cash Flow Management web client software offered on the Site, which generates cash flow strategies for use by the User or by a User’s client.

User (variously, “you” or “your”): an individual who accesses and uses the Services including, but not limited to, financial advisors and their clients.


Minors

If you are under the age of majority in your jurisdiction of residence, be sure to obtain your parent or guardian's permission before you submit any Personal Information through the tool, or anyone else. We encourage parents to get involved with their children's online usage and to be aware of the activities in which they are participating.


Collection of your Information

We only collect Information that we believe is reasonably necessary for a legitimate purpose, as further described below.  In offering you the Services, we may collect Personal Information that you, or another, provides directly to us by filling in forms, and Non-Identifiable Information that we collect from cookies or tracking software we utilize. In addition to Information collected while you use the Site or Software, we may also collect Information in other ways such as over the phone, via email and through location tracking devices as further described below.

The choice to provide us with Personal Information is yours.  In certain cases, your decision to withhold Information may limit the Services that we can provide to you.


Use of your Information

We will only disclose your Information for purposes identified in this Privacy Policy, or if required by law.  The Information that we collect and store is primarily used for the following purposes:

  1. to provide you with the Services;
  2. to provide you with information relating to our Services;
  3. to follow up on client or User comments and suggestions;
  4. to manage and develop our business systems and operations;
  5. to monitor and conduct an analysis of our website traffic and usage patterns;
  6. to post customer testimonials, comments or reviews;
  7. to protect our rights and property; or
  8. to lessen a serious threat to personal safety, health or security.


We will not sell, share, trade or otherwise distribute your Personal Information to third parties, except in accordance with this Privacy Policy.  However, we reserve the right to use Non-Identifiable Information for any commercial purpose in our sole discretion.

We reserve the right to share any Information collected from you with affiliates or to transfer such Information to a successor entity or to an entity which purchases substantially all of the assets of Money Finder.

We sometimes contract with outside organizations to perform specialized services such as hosting the Site. Our suppliers may at times receive, process or handle some of your Information. Only the Information necessary to perform the services under the contract is given to the supplier. Under their contracts with us, our suppliers may use such Information only to carry out the contracted service and must not store or use the Information for any other purpose. Our contracts with suppliers require that they provide a level of protection for your Information that is comparable to our own.

Security

To ensure that your Personal Information is secure, we have put in place commercially suitable procedures to safeguard the Information we collect against unauthorized use, disclosure, or modification. Nonetheless, the transmission of information on the internet is not completely secure. Therefore, we can only guarantee the security of data sent to us electronically on our Site or Software, by email or otherwise to the extent that our procedures allow, and transmission of such data is therefore entirely at your own risk. Likewise, the storage of information is not completely secure and we can only guarantee the security of data stored on our system to the extent that our procedures allow, and storage of such data is therefore entirely at your own risk.


Updating your Information and Correcting Errors

You have the right to access, verify and amend all of your Personal Information.  Since we use your Personal Information to provide services to you and others, it is important that the information be accurate and up-to-date. If any of your Personal Information changes, is inaccurate or is incomplete, please inform us so that we can make any necessary changes.


Third Party Website and Interaction

By accessing third party websites or applications through our Site or Software, you are consenting to the terms and privacy policies of those websites.  We do not accept any responsibility or liability for their policies. You should read the individual privacy policies of such websites, and make an informed decision whether or not to use those websites based upon their privacy practices and your discretion.


Contact Us

If you have any questions, concerns or suggestions regarding these Terms of Service, please contact us at:

  • Email: help@cacheflo.co
  • Phone: 1-844-556-7472
  • Address: ℅ Volta Labs, 1505 Barrington Street, Unit 100, Halifax NS B3J 3K5


These Terms of Service last updated on Aug 28, 2018


Website Privacy Notice and Consent

CacheFlo Inc. operating as CacheFlo (“CF”, “we”, “us”, “our”) is committed to respecting and preserving the privacy of those who engage with us through our website (the “Site”) or software application (“Software”) or who use the other services we provide and in doing so, we endeavour to meet or exceed standards set by law. This privacy policy (the “Privacy Policy”) applies to information that we gather from you as you use the Services.

As part of our regular review of all of our policies and procedures, we may change this Privacy Policy from time to time without notice to you. A current version of this Privacy Policy will be accessible on our Site and Software at all times. Please also carefully read our Terms of Service prior to using the Services.

By accessing and using our Services, you agree that you have read and understood this Privacy Policy. Your use of the Services represents your implied consent for the collection, use and disclosure of any Information that you provide to us, or that we gather from you, through your use of the Site, Software or otherwise, in accordance with the terms of this Privacy Policy.

Definitions

Content: means any information that is submitted to the Site, publicly or privately, including but not limited to – personal information, images, videos, graphics, sounds, texts and e-mails.

Information: includes both Personal Information and Non-Identifiable Information.

Non-Identifiable Information: means information that we gather from you that is not personally identifiable to you including, but not limited to, your IP address or browser software.

Personal Information: means information about an identifiable individual including, but not limited to, the User’s billing address and credit card payment information.

Services: means the services provided by CacheFlo including, but not limited to, use of the Site or Software, the provision of free financial planning content and any financial advice provided through the aforementioned methods or any other method from CacheFlo.

Site: means CacheFlo’s website hosted at www.cacheflo.co and any associated sub-domains.

Software: means the Behavioural Cash Flow Management web client software offered on the Site, which generates cash flow strategies for use by the User or by a User’s client.

User (variously, “you” or “your”): an individual who accesses and uses the Services including, but not limited to, financial advisors and their clients.


Minors

If you are under the age of majority in your jurisdiction of residence, be sure to obtain your parent or guardian's permission before you submit any Personal Information through the tool, or anyone else. We encourage parents to get involved with their children's online usage and to be aware of the activities in which they are participating.


Collection of your Information

We only collect Information that we believe is reasonably necessary for a legitimate purpose, as further described below.  In offering you the Services, we may collect Personal Information that you, or another, provides directly to us by filling in forms, and Non-Identifiable Information that we collect from cookies or tracking software we utilize. In addition to Information collected while you use the Site or Software, we may also collect Information in other ways such as over the phone, via email and through location tracking devices as further described below.

The choice to provide us with Personal Information is yours.  In certain cases, your decision to withhold Information may limit the Services that we can provide to you.


Use of your Information

We will only disclose your Information for purposes identified in this Privacy Policy, or if required by law.  The Information that we collect and store is primarily used for the following purposes:

  1. to provide you with the Services;
  2. to provide you with information relating to our Services;
  3. to follow up on client or User comments and suggestions;
  4. to manage and develop our business systems and operations;
  5. to monitor and conduct an analysis of our website traffic and usage patterns;
  6. to post customer testimonials, comments or reviews;
  7. to protect our rights and property; or
  8. to lessen a serious threat to personal safety, health or security.


We will not sell, share, trade or otherwise distribute your Personal Information to third parties, except in accordance with this Privacy Policy.  However, we reserve the right to use Non-Identifiable Information for any commercial purpose in our sole discretion.

We reserve the right to share any Information collected from you with affiliates or to transfer such Information to a successor entity or to an entity which purchases substantially all of the assets of CacheFlo.

We sometimes contract with outside organizations to perform specialized services such as hosting the Site. Our suppliers may at times receive, process or handle some of your Information. Only the Information necessary to perform the services under the contract is given to the supplier. Under their contracts with us, our suppliers may use such Information only to carry out the contracted service and must not store or use the Information for any other purpose. Our contracts with suppliers require that they provide a level of protection for your Information that is comparable to our own.

Security

To ensure that your Personal Information is secure, we have put in place commercially suitable procedures to safeguard the Information we collect against unauthorized use, disclosure, or modification.  Nonetheless, the transmission of information on the internet is not completely secure. Therefore, we can only guarantee the security of data sent to us electronically on our Site or Software, by email or otherwise to the extent that our procedures allow, and transmission of such data is therefore entirely at your own risk. Likewise, the storage of information is not completely secure and we can only guarantee the security of data stored on our system to the extent that our procedures allow, and storage of such data is therefore entirely at your own risk.


Updating your Information and Correcting Errors

You have the right to access, verify and amend all of your Personal Information.  Since we use your Personal Information to provide services to you and others, it is important that the information be accurate and up-to-date. If any of your Personal Information changes, is inaccurate or is incomplete, please inform us so that we can make any necessary changes.


Third Party Website and Interaction

By accessing third party websites or applications through our Site or Software, you are consenting to the terms and privacy policies of those websites.  We do not accept any responsibility or liability for their policies. You should read the individual privacy policies of such websites, and make an informed decision whether or not to use those websites based upon their privacy practices and your discretion.


Contact Us

If you have any questions, concerns or suggestions regarding these Terms of Service, please contact us at:

  • Email: help@cacheflo.co
  • Phone: 1-844-556-7472
  • Address: ℅ Volta Labs, 1505 Barrington Street, Unit 100, Halifax NS B3J 3K5


These Terms of Service last updated on Aug 28, 2018