The CacheFlo Suite

CacheFlo Advise
for advisors

Show your clients how to find more money to invest in their future

Learn more

The CacheFlo Suite
of Tools

The CacheFlo Suite

Show your clients how to find more money to invest in their future

Learn more

Why the CacheFlo Suite?

In the financial services industry, professionals often face a shortage of practical education and tools that are necessary to provide genuinely actionable cash flow advice. 

There is a crucial missing piece. There is a significant gap in the market in which financial professionals don’t typically have the tools and language they need to easily and effectively translate into behaviour-based cash flow strategies. 

The CacheFlo Suite breaks down these barriers by bridging the gap for financial professionals. The CacheFlo Suite equips them with the tools needed to educate clients with easy-to-follow strategies that allow clients to take immediate action. By blending actionable financial education with powerful cash flow planning tools, the CacheFlo Suite helps financial professionals truly guide their clients toward meaningful and sustainable financial success.

How it works

The cash flow planning process can be added to any existing process, usually at the start of the discovery phase. 

Each Professional subscription includes up to three seats (additional seats can be added for an additional fee) for you and your team. 

  • Assistants and associate advisors make great Certified Cash Flow Specialists
  • You can choose to have them manage the administrative side of the process and get clients started, or they can be the cash flow planning champion within your firm
  • They can take the process up to finding money, and hand off the client for you to put the money found to work. Licensed assistants and associates can manage the full process, including product placement using the money found 

Our client app, Winton, allows your clients to quickly and easily create and share their financial profile.

  • You’re notified when a client signs up for Winton, and they can notify you when they’ve completed their profile
  • Log in to your Advise account to review client details
  • The software has already started finding money from the time the client enters their info
  • You can easily add your advice and create a full written cash flow plan in just a few minutes

Each Professional subscription includes up to three seats (additional seats can be added for an additional fee) for you and your team. 

  • Assistants and associate advisors make great Certified Cash Flow Specialists
  • You can choose to have them manage the administrative side of the process and get clients started, or they can be the cash flow planning champion within your firm
  • They can take the process up to finding money, and hand off the client for you to put the money found to work. Licensed assistants and associates can manage the full process, including product placement using the money found 

Our client app, Winton, allows your clients to quickly and easily create and share their financial profile.

  • You’re notified when a client signs up for Winton, and they can notify you when they’ve completed their profile
  • Log in to your Advise account to review client details
  • The software has already started finding money from the time the client enters their info
  • You can easily add your advice and create a full written cash flow plan in just a few minutes

If you’ve ever had a client hesitate to take your advice, feel they couldn’t afford to invest as much as they needed to, or purchase the optimal insurance, a cash flow plan could change all of that. According to our internal data, the average cash flow plan from a financial professional helps a client find approximately $2,000/mo. What kind of difference would that make for your clients and your business? 

Ready to see how you can boost your revenue with strategic cash flow planning? 
Join our Cash Flow Planning Implementation Program today and start generating new revenue within 90 days!

What's included?

The CacheFlo Suite is a comprehensive toolkit that equips financial professionals with all the essential resources they need to offer clients meaningful and actionable cash flow advice. Here’s what you’ll get.

Advise

Create detailed cash flow plans to help your clients discover hidden funds in their current cash flow. Guide them toward achieving their individual financial goals. Want to test out Advise to see how it works? Try a free trial here.

  • Strategy builder: Create branded personalized cash flow reports
  • Opportunity identifier: Find out how much clients can safely spend, and how much can be put towards savings and goals 
  • Spendable recommendation: Find out clients' personalized spendable and adjust it to fit within their lifestyle
  • Dispatcher functionality:  Share client work across your group
  • Client exports: Export high level financial and contact information for all your clients

Advise

Create detailed cash flow plans to help your clients discover hidden funds in their current cash flow. Guide them toward achieving their individual financial goals.

  • Strategy builder: Create branded personalized cash flow reports
  • Opportunity identifier: Find out how much clients can safely spend, and how much can be put towards savings and goals 
  • Spendable recommendation: Find out clients' personalized spendable and adjust it to fit within their lifestyle
  • Dispatcher functionality:  Share client work across your group
  • Client exports: Export high level financial and contact information for all your clients

Quiz Marketing Kit

Grow your practice further and collect leads with valuable personalized quizzes. For each quiz, you will get a unique link, access to all lead information, real-time notifications each time someone fills out your quiz, personalized marketing materials, and simple embedded code so you can integrate these quizzes into your website. This Quiz Marketing Kit can also be purchased on its own.

  • Money Mindset Quiz 
    Attract new clients and help them uncover what motivates their financial decisions, which also gives you deeper client insights
    ○ Includes a personalized Money Mindset eBook
  • Retirement Readiness Quiz
    Get people really thinking about their retirement blindspots, attract new leads, and uncover product opportunities
    ○ Includes response and CTA button personalization
  • Cash Flow Opportunities Assessment
    Help clients and prospects discover cash flow opportunities that could find them funds that they can redirect to the things that are most important to them
    ○ Includes a personalized one-pager: 10 signs you need a cash flow plan

Quiz Marketing Kit

Grow your practice further and collect leads with valuable personalized quizzes. For each quiz, you will get a unique link, access to all lead information, real-time notifications each time someone fills out your quiz, personalized marketing materials, and simple embedded code so you can integrate these quizzes into your website.This Quiz Marketing Kit can also be purchased on its own.

  • Money Mindset Quiz 
    Attract new clients and help them uncover what motivates their financial decisions, which also gives you deeper client insights
    ○ Includes a personalized Money Mindset eBook
  • Retirement Readiness Quiz
    Get people really thinking about their retirement blindspots, attract new leads, and uncover product opportunities
    ○ Includes response and CTA button personalization
  • Cash Flow Opportunities Assessment
    Help clients and prospects discover cash flow opportunities that could find them funds that they can redirect to the things that are most important to them
    ○ Includes a personalized one-pager: 10 signs you need a cash flow plan

Client Access to Winton

Seamlessly connect with clients to collect financial data. Clients can: 

  • Share their current financial situation
  • Get spending recommendations
  • See what is safe to spend in their pocket at any time
  • Access Winton Learn to learn relevant financial strategies in minutes
  • Easily update changes to finances before review meetings

Client Access to Winton

Seamlessly connect with clients to collect financial data. Clients can: 

  • Share their current financial situation
  • Get spending recommendations
  • See what is safe to spend in their pocket at any time
  • Access Winton Learn to learn relevant financial strategies in minutes
  • Easily update changes to finances before review meetings

Certified Cash Flow Specialist Designation 

Master behavioural cash flow management with CacheFlo Learn and be the hero that helps people get more life from their money.

  • The Certified Cash Flow Specialist (CCS) designation program helps professionals become fluent in behavioural spending concepts, debt management, and cash flow formulas
  • 31 FP Canada-Approved CE Credits
  • 15 classes + final exam
  • Certified Cash Flow Specialists (CCS) can be listed in the CCS directory

Certified Cash Flow Specialist Designation 

Master behavioural cash flow management with CacheFlo Learn and be the hero that helps people get more life from their money.

  • The Certified Cash Flow Specialist (CCS) designation program helps professionals become fluent in behavioural spending concepts, debt management, and cash flow formulas
  • 31 FP Canada-Approved CE Credits
  • 15 classes + final exam
  • Certified Cash Flow Specialist (CCS) designation can be listed in the CCS directory

Certified Cash Flow Specialist Designation

Download the CCS Syllabus
Class 1: Flaws of Budgeting
1.5 FP Canada-Approved CE Credits
Find out why typical budgeting methods aren't compatible with human behaviour. This class underlines the difficulties of traditional expense categories, and identifies unique scenarios when budgets can help.
Class 2: Committed and Spendable
1.5 FP Canada-Approved CE Credits
Learn how to understand the concepts of committed and spendable cash flow categories, and use them to help clients with their debt, saving and spending goals.
Class 3: Behavioural Economics: Distraction, Fear and Influence
2 FP Canada-Approved CE Credits
Gain insights into market saturation, homo-economicus and other behavioural theories. Learners will be provided with interactive examples of industry studies, and learn the true influence of these biases over everyday spending decisions.
Class 4: Behavioural Economics: Confidence, Environment and Biases
2 FP Canada-Approved CE Credits
Dive into more behavioural economics theories that influence spending. Learners will be provided with interactive examples of industry studies and start to draw real-world comparisons to their clients’ habits.
Class 5: Behavioural Economics: Practical Strategies
2 FP Canada-Approved CE Credits
Review the behavioural economics theories in Classes 3 and 4, and explore practical application strategies to help recognize, avoid or take advantage of behavioural tendencies.
Class 6: Money Mindsets
1 FP Canada-Approved CE Credit
Learn about seven unique financial personalities that explain how different people instinctively react, think and feel about money. Find out how each mindset invests, spends and saves, and explore effective and individualized communication strategies.
Class 7: The Credit Effect
2 FP Canada-Approved CE Credits
Identify possible credit issues based on client data, and learn techniques to improve credit based on client information and history. Also explore recent advances in how FinTech is influencing people’s access and relationship to their personal credit.
Class 8: Debt Data
2 FP Canada-Approved CE Credits
Uncover important facts and statistics surrounding client debt. Learners will also discover misconceptions about the causes of debt and their corresponding symptoms.
Class 9: Debt Management Strategies
2 FP Canada-Approved CE Credits
Explore a variety of repayment methods and refinancing options, and learn about proactive borrowing theories.
Class 10: Debt Case Studies
2 FP Canada-Approved CE Credits
Discover the consequences of different debt management decisions through a series of interactive sequences. Each scenario will allow learners to assess a variety of client and situational factors to determine the optimal strategy.
Class 11: Cash Flow Impact
1 FP Canada-Approved CE Credits
Learn how to assess expenses based on client data, explore how refinancing can impact spending, and identify opportunities to improve cash flow.
Class 12: Retirement Income Planning
3 FP Canada-Approved CE Credits
Find out how to calculate a custom retirement income based on clients’ current finances and future objectives. Also explore how to address shifting expenses, savings goals and debt repayment.
Class 13: Navigating Variable Income
4 FP Canada-Approved CE Credits
Learn how to work with clients who own or are interested in income properties, and help business owners balance their household finances with their business goals. Also, explore how to apply behavioural cash flow planning to businesses with different revenue models.
Class 14: Planning for Life Events
2 FP Canada-Approved CE Credits
Find out how to manoeuvre a cash flow strategy through various life events, like getting married, buying a house, planning for a baby, and losing a partner or job. Also learn how to evaluate a client’s financial preparedness for these life events.
Class 15: Communication & Operation Strategies
3 FP Canada-Approved CE Credits, awarded after completing the “Final Exam”
Explore concepts to attract new prospects, and communicate the benefits of a cash flow plan with existing clients. Learners will also develop effective questioning methods so they receive complete spending and debt data from clients. Also, practice a standardized appointment process.
Final Exam
0 FP Canada-Approved CE Credits
The exam tests a learner’s knowledge on select topics covered throughout the classes in the CCS designation program. Upon completing the final exam, and assuming all other classes have been completed, you’ll achieve your CCS designation!

The Cash Flow Planning Implementation Program

Most financial professionals agree that cash flow management is a crucial part of financial planning, and important to wealth creation and preservation. Yet, we still see too many put off implementing cash flow planning in their practice. Why? There are two main reasons. First, professionals are unsure exactly how to weave it into their existing process, which leads to hesitation and procrastination. This delays the benefit to both the professional and the client. Second, the investment of time and money. Our new Cash Flow Planning Implementation Program will tackle all three of these issues and get participants generating new revenue from cash flow planning within 90 days.

Kick-off workshop (3 hr)

  • Where to start
  • Ways to test cash flow planning before making a long-term commitment
  • How to hit the ground running

Tools and support

  • Prep package to get you ready for your kick-off
  • Access to Advise (professional software) & Winton (client app)
  • 3 group check-in sessions at 30, 60 and 90 days
  • CCS classes 1-6 (10 CE credits)
  • 30-min 1:1 for case review or strategic discussion
Sign up now

This a Goldilocks program. We’ve designed it to be not too much work for participants, and not too slack that it doesn’t feel like a priority. If you want to increase your impact and grow your revenue, this program will be just right.

30 min/day

With the investment of 30 minutes per day from you, or someone on your team, you’ll be able to implement cash flow planning. Before you know it, you’ll be increasing the average revenue per household, and attracting new clients when you show them how to find the money to fund their goals.

Can’t attend some events live?
The program will work for any schedule. All sessions will be recorded, and you’ll receive access. Just follow along when you’ve got time.

$249 +tax

We’ve minimized the investment that it takes to get started and use this program, offering it for a fraction of the cost with added support.

Conditions

This program is non-refundable once the purchase is complete, but the full amount can be applied as a credit to a future kick-off or a CacheFlo subscription for up to 12 months from the original kick-off date. Your initial investment of $249 +tax can be applied to your Professional subscription as a 10% discount, so you can maximize your own cash flow.

Sign up now

Determine fit within your practice

Most clients would benefit from cash flow advice. A cash flow plan can help you uncover additional opportunities with existing clients and stand out from the crowd to attract new clients. We know you need the time and flexibility to figure out how cash flow planning will fit into your practice. This program gives you the best, most cost-effective way to really test out this concept within your business.

Generate NEW revenue

Any financial professional who could turn an investment in a new process into far more revenue than it cost them would do it. It just makes sense. This program gives you the ability to use tools to generate more revenue right away. No matter what stage you are at in your career, improving client cash flow will grow your bottom line.

Expand professional capability

If you’ve been thinking about this, planning to sign up or hoping to get around to it, now is the time. There has never been a more important time to add this standardized approach to cash flow planning to your process. The current financial landscape is the most existential threat to your client’s financial wellbeing. Whether it’s you, or a member of your team you put in charge of this opportunity, don’t let another year pass without harnessing the power of your client’s cash flow.

Sign up now

Try the CacheFlo Suite today

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