Pricing

Find out why typical budgeting methods aren't compatible with human behaviour. This class underlines the difficulties of traditional expense categories, and identifies unique scenarios when budgets can help.

Learn how to understand the concepts of committed and spendable cash flow categories, and use them to help clients with their debt, saving and spending goals.

Gain insights into market saturation, homo-economicus and other behavioural theories. Learners will be provided with interactive examples of industry studies, and learn the true influence of these biases over everyday spending decisions.

Dive into more behavioural economics theories that influence spending. Learners will be provided with interactive examples of industry studies and start to draw real-world comparisons to their clients’ habits.

Review the behavioural economics theories in Classes 3 and 4, and explore practical application strategies to help recognize, avoid or take advantage of behavioural tendencies.

Learn about seven unique financial personalities that explain how different people instinctively react, think and feel about money. Find out how each mindset invests, spends and saves, and explore effective and individualized communication strategies.

Identify possible credit issues based on client data, and learn techniques to improve credit based on client information and history. Also explore recent advances in how FinTech is influencing people’s access and relationship to their personal credit.

Uncover important facts and statistics surrounding client debt. Learners will also discover misconceptions about the causes of debt and their corresponding symptoms.

Explore a variety of repayment methods and refinancing options, and learn about proactive borrowing theories.

Discover the consequences of different debt management decisions through a series of interactive sequences. Each scenario will allow learners to assess a variety of client and situational factors to determine the optimal strategy.

Learn how to assess expenses based on client data, explore how refinancing can impact spending, and identify opportunities to improve cash flow.

Find out how to calculate a custom retirement income based on clients’ current finances and future objectives. Also explore how to address shifting expenses, savings goals and debt repayment.

Learn how to work with clients who own or are interested in income properties, and help business owners balance their household finances with their business goals. Also, explore how to apply behavioural cash flow planning to businesses with different revenue models.

Find out how to manoeuvre a cash flow strategy through various life events, like getting married, buying a house, planning for a baby, and losing a partner or job. Also learn how to evaluate a client’s financial preparedness for these life events.

Explore concepts to attract new prospects, and communicate the benefits of a cash flow plan with existing clients. Learners will also develop effective questioning methods so they receive complete spending and debt data from clients. Also, practice a standardized appointment process.